Pujak

Posts

EW NEWBIE

Latest post on 18 October 2015 - 16:17

Hello There and welcome to the UAE. I’ve not had kids myself, but I’m in the insurance industry and can advise you from my experience. Medical insurance is now mandatory in Dubai. This includes maternity cover as well. All companies with more than 100 staff have already got insured. The next stage as per the DHA (dxb Health authority) is for those co’s with less than 100 staff , individual,spouses and domestics with the deadline set as end June 2016. So if your employer has not provided you with maternity now , they will have to provide you with this cover by next June. The level of cover and network of hospitals clinics will all depend on the insurer and package they opt for ,though there are minimum limits set by the DHA. However, I would always advise you to take insurance rather than a package as the package is very limited and may not be sufficient in case of an emergency and sooner the better as for individual policies there generally is a waiting period of 6-12 months before you can claim, depending on the insurer. Hope this helps and all the best :cool: Hi Ladyjo, Since you belong to the insurance industry I wanted to check something with you. I have medical insurance from my organisation as well as my husband's, both covering maternity. Is it permissible to use both the policies or do I need to stick to one? I just had a chat with my insurance company & the cost estimates they have given me for my current hospital are way higher than the limit I have on my card. I was wondering if I can use the card/ policy from my husband's organisation to make up for the deficit. Thanks in advance! :)

RATE IT

Pujak

Posts

EW NEWBIE

Latest post on 05 October 2015 - 12:24

I am due around mid march. Thankfully I did not have any morning sickness but I am super sensitive to certain smells & get nauseous when hungry. I recently joined a prenatal yoga class. Its just the 2 of us here & its tough taking care of everything on your own.

RATE IT