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Arch

Arch
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EW GURU
Latest post on 11 September 2013 - 12:28
It is always convenient to close one's eyes and pretend all is well. I see no issue with reporting negative stuff as long as it is not sensationalized e.g. headlines meant to provoke and so on. All of them are relevant to where we live except the article on prostitute which was not needed.
Arch
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EW GURU
Latest post on 10 September 2013 - 15:01
Expanding on my last post, I would be very interested to see actual stats on occupancy levels in Dubai over the last 3 years. I honestly feel like all the reasons I'm given for this massive, concerning price increase are overblown, and played up by LLs and estate agents looking for a quick buck. Most media articles are merely rehashed quotes and opinions from real estate agencies and companies and the occasional bank, all of whome have a vested interest in claiming prices doubling
Arch
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EW GURU
Latest post on 10 September 2013 - 13:15
The typists who sit outside immigration said some people are asked for Abu Dhabi contracts regardless of being govt or not. The official ruling is not that employees [i'>have[/i'> to stay in Abu Dhabi, it is that they have to stay if they want their [i'>allowance[/i'> edited by Arch on 10/09/2013 <em>edited by Arch on 10/09/2013</em>
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EW GURU
Latest post on 10 September 2013 - 10:15
Hi All, I would just like to add that although the LL can give 12 months notice, it cannot be for the reason of obtaining new tenants paying a higher rental fee. He can only give the 12 months notice if him himself or his next of kin are moving in to the property and then he has to prove to the rent committee that he or his next of kind have no other means of accommodation in the emirates. The LL is not allowed to rent the property for 24 months to other tenants after you have vacated the property if you were served the 12 months notice. These rules have been put in place to stop LLs being able to simply get rid of tenants for higher paying tenants. . All very good. But how do you enforce it? Does the former tenant visit his old place and check who is there ?
Arch
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EW GURU
Latest post on 10 September 2013 - 10:12
The authorities really need to look at this whole situation before it gets out of hand again. There should be caps on how much properties can be rented for. Things can't just keep going up exponentially. Isn't that a free market thou? Nope, if it was people would be able to buy property anywhere. Right now, people can buy in probably 40% of the total property pool, so the market is lopsided
Arch
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EW GURU
Latest post on 10 September 2013 - 09:53
The problems there will be visas for them Was about to say the same thing. The people from Levant that I saw come recently mostly had western (Canadian etc) passports. However work visas for most people from some of the countries with conflicts are hard to come by <em>edited by Arch on 10/09/2013</em>
Arch
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EW GURU
Latest post on 10 September 2013 - 09:49
You can always "fight" at the Committee, but unfortunately if you get evicted it simply becomes a case of moving a year later instead of in 2-3 months time
Arch
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EW GURU
Latest post on 10 September 2013 - 09:29
Hi, my DH does this drive daily. I just asked him and he said the ruling has not had made any difference to the traffic. I am actually surprised the ruling has not made any difference, as I know a number of people who made the move to Abu Dhabi. One possiblity is that most moving moved to the outskirts, so the actual inflow to Abu Dhabi is still the same.
Arch
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EW GURU
Latest post on 10 September 2013 - 09:22
Some people have mentioned the "bubble bursting" again, Im not so sure it will. There has been, and will continue to be a massive influx of money and people into the UAE from other Arab countries. Dubai is the Switzerland of the Middle East. There are thousands of people with vast amounts of cash in countries like Libya and Syria, they need to have a safe haven for investments and accomodation, and Dubai offers that. Dont be so sure. Most of those who were rich and wanted to leave Syria, Libya (and Egypt) have already done so. You will not have an ever increasing flow of people. Not to mention, plenty of people from those places can not get visas, rich or not. If the majority of Dubai's working population does not see increasing salaries, at one time the increase will slow down. Back in 2008, we heard how the entire world were moving here, and so the bubble would not burst. Apparently after Lehman and the subprime crisis, Dubai was one of the few places still going strong, so everyone would move here and keep the gravy train moving, how did that work out? <em>edited by Arch on 10/09/2013</em>
Arch
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EW GURU
Latest post on 10 September 2013 - 08:53
The media is also to blame as they always report from the owners' perspective; you see headlines claiming how everyone is rushing to buy homes and then somewhere in the article is a line on how it is all an "opinion" by a real estate agent or company. Then there are "researches" which are merely PR submissions on how there is no bubble and people are all doing great financially Price increases are interpreted as "Dubai is doing great". In 2006-2008, many new companies started up and invested, which is why compensation was goingg up as well along with rents and prices. This time, the vast majority of employees are not seeing significant raises, there is an inflow of people from some countries but they are not that many in number and most of those who wanted to come already did. There is no reason why prices will climb up to 100k for a horrid 1 bed apt. edited by Arch on 10/09/2013 <em>edited by Arch on 10/09/2013</em>
Arch
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EW GURU
Latest post on 10 September 2013 - 08:46
One thing that would have improved the situation is forcing owners to pay the agents commision, right now, there are owners who want to evict a tenant every year, do no maintenance, eat up the deposit, and rent the place for 40% more, which I am sure they would not do if they had to shell out the agent's fees every time. Many owners also have a distorted view of reality; an Uncle abroad asked me about property here and how he was planning to invest as he "heard" that rents increase 30% every year. Also, there are owners who bought on cash who can afford to keep properties empty for months so supply-demand does not exactly work like it should. <em>edited by Arch on 10/09/2013</em>
Arch
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EW GURU
Latest post on 10 September 2013 - 08:44
Why can't some of you understand that some people may not find this place perfect BUT are here stashing money for when they do exactly that? Exactly; too many people seem to fall for the "perfect weather, brunches, no taxes" vs "Cold, depressing place with high crime" comparison. People pay 40% taxes, and some people here spend 70% of their income on schooling and housing.
Arch
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EW GURU
Latest post on 08 September 2013 - 11:46
Thanks Anyone who uses LG refrigerators? And do water dispensers really give problems with breakdowns ?
Arch
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EW GURU
Latest post on 08 September 2013 - 10:22
can i just add, ive been using their 1.5ltr bottles since forever since i thought the water was good and recently got a box of 12 delivered with short necks and cheaper plastic! tut! tut! Lol, i thought i was the only one who noticed this. I opened the bottle as i usually do, and water spilled out as the plastic was cheaper which means i was pressing it too hard. From now on, its Arwa or Al Ain. <em>edited by Arch on 08/09/2013</em>
Arch
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EW GURU
Latest post on 04 September 2013 - 14:57
Changing a permit may not be that difficult; what will be is your maid actually getting to learn manual driving before giving a test and driving on the roads. And as she has already failed an auto test, she will need to work much harder to learn and pass a manual test, it is not just a matter of learning to use gears I had done the change in reverse few years back and it did not involve any extra fees or classes at all <em>edited by Arch on 04/09/2013</em>
Arch
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EW GURU
Latest post on 04 September 2013 - 13:26
way too easy an escape
Arch
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EW GURU
Latest post on 01 September 2013 - 15:08
Just to jump back into the discussion.The family in question had a mortgage but I get the impression they would have had some general debts aswell.They weren't extravagant people but they did like their cars and had two newish ones which I imagine they had loans for.Apart from that without knowing much about their finances, I think they were pretty ordinary. Also could you not put your property in the hands of an agent to be rented out whilst still paying the mortgage from your home country? edited by Keights on 01/09/2013 Sell your cars and all your furniture etc and try and take responsibility for your situation..... i hate the fact that people think it's OK to run from the mess they have created.... Easy to preach. When the threat of jails hangs like a sword, many people will run rather than try to sell their stuff and risk being jailed, which would not mean not being able to get a job, and repay their loan Gulfnews itself has so many stories which all go like this; man loses job or some business does not pay him, goes bankrupt, then to jail, and cant get job because he is in jail and can repay loan without a job. edited by Arch on 01/09/2013 <em>edited by Arch on 01/09/2013</em>
Arch
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EW GURU
Latest post on 01 September 2013 - 14:27
She has to give you 12 months notice. In quite a few cases, landlord wanting to move in is just an excuse to get tenants out and rent it out at a much higher rate
Arch
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EW GURU
Latest post on 01 September 2013 - 14:16
The way all banks weight their repayments to repay the interest first means these people have little or not additional equity even if they have been paying a mortgage for 5 years. I have so much respect for how local people and culture are protected from greedy expats but at the same time there are many 'lifers' contributing to the growth and development of the region. edited by mannikat on 01/09/2013 Greed knows no boundaries so lets not generalize, most expats are not greedy, just normal people trying to work hard for them and their families and are not getting anything for free I have also read that in case someone loses a job, banks sometimes freeze their entire account, and want them to pay off their loan without resorting to funds they already have, which seems to be tailored <em>edited by Arch on 01/09/2013</em>
Arch
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EW GURU
Latest post on 01 September 2013 - 14:00
When sending to my B of A account, i get charged 45 dhs for the transfer, 12$ to receive it by B of A, and 15 $ disappears during the transfer The cost is the same no matter how much I transfer Best rate for US$ tha i have received is 3.675 <em>edited by Arch on 01/09/2013</em>
Arch
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EW GURU
Latest post on 01 September 2013 - 13:59
Maybe I am missing the point but the OP is talking about someone who has left property debt? In this case the bank can re possess the property.... they valued it to hand out the mortgage so if it doesn't cover what the lent.... that their loss or at least it should be. Who takes out a mortgage and plans to default on it? What would be the point? In any country? Who plans to buy a house thinking 'Oh I'll lose my job in five years....' If they bought a property they were living in they probably planned to be here for a long time. It sounds like they were in an unfortunate position in a country where they hand out credit cards like sweets and give credit/loans without any proper credit checks.... Its not just a problem here but the lack of empathy or willingness to work out payment plans, give a few months mortgage relief to let someone find another job makes good people think they have no choice. From what I know that is now how it works. If a person cannot make the monthly payments, it can become a criminal offence depending on how the ban treats it. Repossesing is something that can be done in parallel with a criminal case
Arch
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EW GURU
Latest post on 01 September 2013 - 12:13
To those who lecture on how one should never take loans, how do you suggest people pay for 6 months or a years housing if a company does not give a lumpsum years worth housing allowance? Given this option, I would think the better option is not to accept the job offer if it means starting off in debt. Most newcomers dont know about the absurd 1 cheque system until they come here.
Arch
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EW GURU
Latest post on 01 September 2013 - 12:09
To those who lecture on how one should never take loans, how do you suggest people pay for 6 months or a years housing if a company does not give a lumpsum years worth housing allowance? And so many things which helps middle income people in other cities is "illegal" which makes it even tougher ; short term leases, sharing housing (though that goes on in places) and part time work - all illegal edited by Arch on 01/09/2013 <em>edited by Arch on 01/09/2013</em>
Arch
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EW GURU
Latest post on 28 August 2013 - 15:19
The previous Dubai property bubble (which everybody kept insisting wasn't a bubble) was unsustainable and the new one that's forming will be unsustainable too. That won't prevent an awful lot of people being sucked in by the hype, of course. Just think of all those who were effectively ruined by buying into the BS surrounding the last bubble - they're still out there, they haven't magically got all their money back, and plenty are still waiting for their "dream home" to even start being built. When the housing bubble burst in the US and the subprime crisis happened, people were saying that not only would there be no burst in Dubai but that prices would go even higher as the entire world would invest in Dubai RE. If you remember the Atlantis launch in October 2008 was being celebrated by many as "proof" of how the "party is still going on". Even after a few months of declining prices and construction activity on projects stopping, there were denials from the RE sector, and it took a good few more months to admit that there were problems. What happened then was the other opposite, where some world media people exaggerated the problems, I wish I had a cent every time some quoted the "thousands of cars abandoned by expats rushing to the airport" line <em>edited by Arch on 28/08/2013</em>
Arch
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EW GURU
Latest post on 28 August 2013 - 13:33
We have just bought a flat at a reasonable price and my advice is do not rush into anything. Estate agents will lie through their teeth to get you buy, I have had absolutely ridiculous things said to me that turned out to be completely fabricated stories, etc These are some things you may hear, which I did: "People salaries are increasing a lot" "Tens of thousands of rich Egyptians/Iranians/Syrians coming every month and buying few properties each" "In 2 years, prices will be 2-3 times more" It is much more important to be able to filter out wrong information and be careful when you are buying opposed to when just renting
Arch
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EW GURU
Latest post on 28 August 2013 - 13:30
Everyone is 'assuming' Dubai is a favourite for Expo. We'll just have to wait and see on that one. But the palce is becoming too expensive again and the authorities need to start putting caps on rent and prices otherwise it'll spiral out of control. The other bidders dont want it as much as Dubai, and it will be a nice thing to host as it only takes place once in 5 years. but it should not be an excuse for property owners to raise prices through the roof and evict anyone who cannot pay.
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EW GURU
Latest post on 28 August 2013 - 12:23
It does not help that the reporting is very "pro-high price", so every bit of increase is reported as a great thing and cheered. With predictions that rents/prices will rise 30% because of an Expo 7 years from now, I am not sure spiralling costs are a good thing
Arch
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EW GURU
Latest post on 20 August 2013 - 14:48
Should not be a problem as long as its unusually large amount, and keep your receipts with you if you have them
Arch
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EW GURU
Latest post on 13 August 2013 - 10:59
Its good, except that I would not suggest choosing anything on higher floors. This is because of easier exits when fires happen, and they do happen, and also when forced to use stairs because of problems with the elevators
Arch
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EW GURU
Latest post on 12 August 2013 - 23:41
Banks are one area where I can understand restrictions due to global sanctions. But in most other cases nationality profiling is as bad as racial profiling as its based on the ridiculous notion that most people of a country have the same habits, follow the same occupation or commit the same crimes. It it this form of profiling that led in the past to stuff like passengers being given hotels during flight delays based on their passport or allowed or not allowed to use a phone at an information desk on the basis of which passport they hold. And it is this form of profiling that leads to comments like "Are you sure she is a doctor, I thought women from x are only good for being housemaids" Of course some of those who end up being favorably profiled may either not notice the negative profiling or indirectly support it as they benefit from it in a way
Arch
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EW GURU
Latest post on 12 August 2013 - 09:29
I doubt education in Singapore would be "much more expensive" than in Dubai. in Singapore, school fees cost around GBP12,000 for a 5 year old exclusive of extras and rise with age. Is that around the same? The cheaper Dubai schools are cheaper than GBP 12k, while the expensive ones are costlier
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EW GURU
Latest post on 12 August 2013 - 09:22
I guess the decision will come down to money in the end.has anyone got any more plus points about living in Dubai vs Singapore? Some pluses I can think of: Dubai food has more variety More freedom in buying/keeping cars Better located than Singapore when considering access to Europe and Africa Slower paced, not everyone will like this (Dubai escalators move slower than SG ones!); Some people consider the ability to drive outside a shop, honk your horn continuously for a shop person to run out (and shout at him if he is late), to be a +ve, but I personally don't <em>edited by Arch on 12/08/2013</em>
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EW GURU
Latest post on 12 August 2013 - 09:13
I doubt education in Singapore would be "much more expensive" than in Dubai.
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EW GURU
Latest post on 09 August 2013 - 10:56
High schools may matter when one applies to universities in the same country or city. But when it comes to different countries, it generally does not.
Arch
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EW GURU
Latest post on 01 August 2013 - 09:38
The "relative" argument only works in case of maids who get everything paid for, unfortunately that thinking has transferred across to all employees, and people are paid in some companies on the basis of what things cost in their home country. Someone who rents here, sends his children to school here, and takes vacations from here, should not be paid half the salary of his peer on the basis of their home country expenses. And even within individual countries there can be huge differences in costs.
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EW GURU
Latest post on 30 July 2013 - 11:06
750 AED equates to 15,893.70 BDT (Bangladeshi Taka) and any Bangladeshi will be able to tell you that amount is a lot in their currency and can get their family comfortably by for a month. The average income for a native in Bangladesh is around 600 AED per month (and that too is for a skilled worker) hence for unskilled labour like the help here 750 AED is a lot of money... 15k Taka is not "a lot", unless someone is unskilled. A family with their own home in a village can get by on 15k but not someone who needs to rent, or is a middle class family in a city edited by Arch on 30/07/2013 <em>edited by Arch on 30/07/2013</em>
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EW GURU
Latest post on 29 July 2013 - 13:39
If the only places you have seen driving in are the UK and Singapore, you will get a pretty nasty surprise. Food, petrol and cars are all cheaper in Dubai. Dubai has better weather than Singapore roughly 6 months out of 12 Customer service is about the same. In some ways, there are even more "rules" than in Singapore, many things which are normal elsewhere are not allowed, however, you can chew gum !
Arch
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EW GURU
Latest post on 29 July 2013 - 09:47
The rates set are "minimum" rates, it does mean every single maid from one country have to be paid the same amount; if someone works far better than another person, she deserves a higher salary, maybe not 3k, but i would definitely pay 30-40% more than the minimum for someone who is a good maid
Arch
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EW GURU
Latest post on 28 July 2013 - 10:02
Exchange centers here can be very draconian with counterfeits, and having even 1 out of 100 notes can be grounds for then panicking and taking extreme measures against you. Having a receipt wont matter as they can always deny that the cash corresponds to the receipt.
Arch
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EW GURU
Latest post on 25 July 2013 - 14:44
Pornography and the Internet. Until these are regulated then our children will be more at risk. I believe that not only is it reported more nowadays but it is also more likely to happen. Unfortunately child abuses happen in countries with porn and without.
Arch
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EW GURU
Latest post on 25 July 2013 - 13:12
One day you hear how parents are overprotective nowadays, and how lives were so much carefree "back then", and how kids brought up in a carefree life grew up to be perfectly good adults And then you hear stuff like this.....
Arch
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EW GURU
Latest post on 20 July 2013 - 10:30
It is now that I ponder on the wisdom of closing all alternate roads and forcing residents from 3 developments to use 1 road to enter and exit during normal times. Now that there is a crisis even that road is blocked and people are using the longer exit with disastrous consequences. The road going via JLT was closed (though it wouldnt have made a difference in this case) and the alternate sandy patch joining Emirates road was blocked 2 months back. When places like JLT with arguably less cars entering them have 2-3 traffic light free accesses to SZR, all of DG, Furjan, and the Gardens have only 1 major access, and one convoluted one Thankfully, some cars were using the half paved roads behind Furjan, though there is a security guy trying to stop you, as those leaving DG last night would have spent anything from 1-2 hours to get out.
Arch
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EW GURU
Latest post on 17 July 2013 - 14:22
N0rdique................I think you'll find that those posters who take such a hardline stance on the maid issue are those who have no intention of returning to their countries of origin. ................... Very well spotted :)
Arch
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EW GURU
Latest post on 17 July 2013 - 11:23
Thanks everyone ! Oopsiedaisi, do you know whether you would need to provide a rental contract during every renewal ?
Arch
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EW GURU
Latest post on 16 July 2013 - 21:39
We left JLT because of the parking fiasco Our cluster had 200+ spaces permanently empty, yet no one is allowed to park in them. We were given a spot that required taking 2 lifts and walking ~200 yards, though we passed through 100+ spots that were unallocated. Visitors cant stay more than 2 hours and our mgmt said "if you want to meet people for more than 2 hours you can always meet in a bar or restaurant". And making friends with building security wont work as there is centralized security guys who come at 1 or 2 am and go through every spot and if your car is parked even 1 spot to the left, you will get a warning. When you have 200 cars parked in an area with 400+ spots, it seems pedantic and nonsensical to restrict parking as if there is a severe shortage. JLT was one of the few new developments where plenty of parking was built . However the thinking seems to be (I may be wrong), "why should life be so easy for tenants? Lets create some policies that makes parking as difficult as other areas of Dubai" edited by Arch on 16/07/2013 <em>edited by Arch on 16/07/2013</em>
Arch
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EW GURU
Latest post on 15 July 2013 - 12:26
Quick question on car registration; is there any difference between Abu Dhabi and Dubai car registrations ? I know Dubai renewals are more expensive, but is there any other difference? And lets say you have a Dubai registration, is it difficult to change it to an Abu Dhabi registration ?
Arch
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EW GURU
Latest post on 13 July 2013 - 10:38
Why should we be penalized for someone else's mistake?? This was a transaction made between 2 people that had nothing to do with us... Actually one of the 2 people had something to do with you given that you rented it out to them, so you made a "mistake" in renting it out to a fraudster just as the tenant made a "mistake" in renting it from him. Lets make it simple: If you rent it out to person B, and then a Person C cheats a Person D, then you can claim its not your problem as you never dealt with the cheater, which is person C But here, you rented it to a B, who cheated a person D, Both you and Person D were cheated by the same person, i.e Person B That is why, in all fairness, both of you should split the loss. and already 2 people have indicated here that this is what they did.
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EW GURU
Latest post on 12 July 2013 - 23:10
Of course we are sympathetic but at the end of the day it's not our problem. Unfortunately it is your problem as much as it is the existing "tenant's" Both you and the tenant got defrauded by the same crook, the fair thing would be to propose that the losses are split, if he does not accept that, you can ask for eviction.
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EW GURU
Latest post on 11 July 2013 - 14:49
suze63... the alternative being the OP's husband would be jailed till the maid delivers a baby... then of course she would be wiser to get her tested!! Not true !! My maid fell pregnant here, my husband was never questioned or put in Jail, She stayed with us until she was 30 weeks the flew home, she is now back living here with her child (not working for me but a friend) The way some people speak and treat there maids amazes me !! How would you feel if your boss made you do a pregnancy test then sent you home !!! Think some people need a realty check, they are human beings !!! makes me so angry ! Thanks for clearing that bit up. We can misinterpret the law and effectively make out the maid to be some sort of subhuman creature with no right to do things that other "normal" people can do, but that is not right. And sometimes, unfortunately, basic human decency that we were all (I 'd like to think) taught is put down as "western values" which we cannot use. <em>edited by Arch on 11/07/2013</em>
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EW GURU
Latest post on 11 July 2013 - 14:21
suze63... the alternative being the OP's husband would be jailed till the maid delivers a baby... then of course she would be wiser to get her tested!! I somehow feel this does not happen in most cases because I have heard of maids being sent back because they got pregnant during their vacations. Maybe if the maid claimed "r***", but otherwise I dont think every sponsor who has a pregnant maid is jailed till birth. <em>edited by Arch on 11/07/2013</em>
 
 
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