Hi,
I'm also having a very similar skin texture. My skin is extremely dry and flaky. I was in search of a good moisturizer for dry skin with UVA/UVB defense technology inorder to adjust to this hot climatic condition. Currently, as per the recommendation of my dermatologist, I'm using Cetaphil UVA/UVB Defense SPF 50+ (https://www.cetaphil-me.com/en/products/moisturizers) and it is working in a much effective manner on my skin. It is hypoallergenic and helps to hydrate, replenish and retain moisture on our skin for a long period of time. The SPF 50+ formulation defends our skin against sunburn. Since this satisfies all the required needs, I would love to prefer and suggest this moisturizer for dry skin to you. Hope you feel better.