absosmurfly | ExpatWoman.com
 

absosmurfly

9
Posts
EW NEWBIE
Latest post on 27 August 2013 - 10:35
I understand corporate debentures for not-for-profit schools, but is this something different? Are there brokers selling school places? I can't believe something like this would be allowed! Is there any way we can know which schools take part in this? Sounds to me very dodgy - probably exploiting a loophole or something similar. (Times like this I wish I was a journalist!)
9
Posts
EW NEWBIE
Latest post on 15 July 2012 - 09:33
Hello everyone - just wanted to add an update to this thread: Dr Nicolas from Drs Nicolas and Asp dentists contacted me following this thread and offered their apologies for not letting me know which parts of my treatment were and were not covered by insurance. They were concerned that the medical side of my treatment was not up to the standards they expect - I told them, as I have already stated on this thread previously, that all the dentists I saw were great and I had absolutely no complaints as to the quality of care offered. As a complementary gesture, they have offered to fit a crown on my extracted molar. They have also stated that they've made a review of their internal procedures and will now make sure that all patients are told which parts of their treatment is covered by insurance before the treatment is done. It was not my intention to get a 'result' out of starting my thread; I simply wanted to warn others that this may happen to them if they did not research their treatment beforehand. Although my mistake will still affect me financially, I have learned a very valuable (and expensive) lesson, and I am very happy that the dentists took my complaint seriously and took action to remedy it. Thanks to all for reading and commenting.
9
Posts
EW NEWBIE
Latest post on 07 July 2012 - 22:12
Shoegal - It's great to hear you had a good experience at Drs N & A. I wish I had researched the dentists, and even, as you suggest, each surgeon and implantologist at each clinic, but with two kids and a full time job, time constraints meant this was not possible. What I did instead is put my trust into a clinic I had heard good reviews about before, hoping that they would be medically and ethically sound. ( As I've said before, I have no complaints about the medical side of it at all.) You had different options explained to you, and were told which treatment was and was not covered. I was not so lucky. It would be one thing if this was a matter of a few hundred dirham, but this is 10,000 dirham I'm talking about. It's not small change for me. I'm also not convinced by the 'buyer beware' argument. If you choose to spend a good amount of money buying from a company that markets (and prices) itself as a high quality provider then you expect a certain level of service in return. I did not receive that service. Being naive about dental procedures in general (which is why I went to this particular dentist and put my trust in them), I did not know which questions to ask. And, I paid the price.
9
Posts
EW NEWBIE
Latest post on 06 July 2012 - 21:49
There's also an approach called 'unfooding' which I believe means that you take all the ritual out of food. Children don't have to sit down at the table if they don't want to ( though after a while they usually do). Different kinds of foods are left in various places for them, which they eat throughout the day, with absolutely no pressure from parents. I haven't adopted this approach wholesale, mind you, but what I like about it is that it gives children total responsibility over their own eating. If they dont want to sit st the table, fine. If they don't want to eat anything at all, fine. They will never starve themselves, and if they know no one's going to be nagging them about food, they're much more likely to eat. Kind of like adults, really. My two and a half year old sometimes goes two days when all she'll have is half a banana and a glass of juice, and though I am tempted to nag her to eat more, I try my best not to. I find after a while she gets hungry and eats everything I give her. So, don't stress, your son will be absolutely fine.
9
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EW NEWBIE
Latest post on 06 July 2012 - 20:51
Sorry it's taken me so long to respond Hiccups. 3500 dirham for a root canal and crown?? My god, I'm going to be charged at least twice that much at Nicolas and Asp I'm sure! They've already quoted me 5000 for the crown, and the root canal cost in the vacinity of 2500. And to think I chose them because they're included in my insurance coverage ..I think I may try this Dr Madhu after all.
9
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EW NEWBIE
Latest post on 05 July 2012 - 22:26
Grumpy - the way it was explained to me was that I had to have a top back molar extracted. For the bottom molar to be of any use, it needs a top molar, so I needed to get an implant, which is like a small screw, which is what the crown will be fixed onto later. Is that really cosmetic? (genuine question) If so, it was certainly never presented to me that way. Cheeky Monkey - I had been booked in for an extraction and implant, so the receptionist knew what I was there for, and took my insurance card from me when I first arrived. I know my insurance requires pre-approval, and they would have had plenty of time to find out if the implant was covered before I actually went in. If it's as Grumpy says that implants are actually never covered, then they certainly should have told me this when going through my treatment plan. Deeva - the dentist did outline the costs to me before, but under my insurance I only pay 30%, so I thought I would pay that much. I was never told that the implant wouldn't be covered, which was 9000 dirham on its own. I'm not trying to shift the blame totally on them - it was my responsibility to check what was and was not covered, and through my ignorance, I failed to do so. I would have thought that they also bore some responsibility to let me know as well, however.
9
Posts
EW NEWBIE
Latest post on 05 July 2012 - 13:01
That's quite a quote there MommyOfficially! High prices, which seem to be plucked out of the air, are one thing that makes me quite dubious about this dentist. But, I knew they were expensive before I went, so I accept full responsibility for that. I guess what I wasn't expecting was to be not given all the information I needed to make an informed decision. Actually, it seems to me there is a deliberate, company-wide policy to not tell patients if any cheaper options are available and to explain the benefits of both (the dentist never discussed with me an alternative to the ceramic crown, for example, nor was I ever told that I would be able to eat normally even without an implant and crown for the extracted tooth). The whole experience has left me quite bitter, I must admit. As patients, we don't always know what treatment we need and how best it's to be done, so we place our trust in these clinics, in experts, to do what is best for us. It saddens me hugely when I am betrayed by their greed.
9
Posts
EW NEWBIE
Latest post on 04 July 2012 - 22:34
Thanks everyone for your replies. Yes, I do understand it was my responsibility to ask, and it is a lesson I will not quickly forget. What irks me is th efeeling that they have a culture of not telling customers all the costs up front. If you'll allow me to bore you further with my story, I went back to Drs Nicolas and Asp after my extraction, as I had previously had a root canal on another tooth which requires a crown (covered, I checked). The dentist who did my extraction said I should wait before having the crown fitted on the root canal tooth as there was still some swelling in the area of the extracted tooth. I told him I had an appt for a crown about 3 days after, should I change it? No, he said, it'll probably be alright. So I went for my appt for the crown (trudging all the way again to jumeirah even though I live in Mirdif because the waiting list in Mirdif is 3 weeks long). The other dentist had a look at it, and said I should wait longer. 150 dirhams please. Oh, and sorry but your insurance won't cover a ceramic crown, which you should really have, so what we'll do is tell your insurance that you were fitted with an inferior crown and you can pay us the difference. I have started to think they are playing some kind of joke on me, I don't know what to do. I think now I will have to find another dentist to be honest, as I feel so much resentment towards them I don't think I can step foot in that building again. Perhaps I will make a complaint to the health authority. I know they are in the business of making a profit, but to me this reeks of profiteering more than anything else.
9
Posts
EW NEWBIE
Latest post on 04 July 2012 - 00:25
I am currently receiving treatment at this dentist, and had an incident I would like everyone's opinion on. I had to have an extraction. The dentist called me and asked me to get a CT scan done first. Fair enough. I went to their surgery in Healthcare City, got it done. Then they told me it was 1400 dirham and isn't covered by insurance. I was quite upset - I had some cash with me, but not 1400 dirhams, and I hadn't brought my credit card. I was also upset that this treatment was recommended to me without being told how much it would cost, nor that my insurance wouldn't cover it. So, I told them I was sorry but I would have to pay for it when I went to see the dentist for the extraction, which was fine with them. I then go to have the extraction. The dentist recommended an implant at the same time, as this would makeitmuch easier to fit a crow later on. The extraction and the implant came to 11,000 dirham, whi h is expensive, but on my insurance I pay 30%, which for me is still expensive but just about doable. So imagine my absolute shock when I go to pay and I am told that the implant isn't covered by insurance! I had to pay more than 10,000 dirhams! There is absolutely no way I would have got that implant if I had been told it wouldn't be covered by insurance. As it is, we've had to cancel our summer holiday in order to pay for it. (No complaints about the medical side of it, by the way, the dentist was great and no problems at all with the extraction). I did complain, and they told me I didn't have to pay for the CT scan as way of apology. What does EW think? Am I being too unrealistic in expecting a bit more? I know it was my responsibility to ask if my treatment would be covered, but really it never occurred to me that it wouldn't be, when they knew all along that such a procedure never is covered. I feel quite resentful now, and wonder whether I should just leave it and put it down to experience.