angelica | ExpatWoman.com
 

angelica

11
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EW NEWBIE
Latest post on 12 March 2012 - 23:54
Can any one reccomend anything else??? Anyone in Dubai who can actually do this short notice?? Turkish Express in Etihad Mall food court does small party platters, as mini beef doner kebabs, mini chicken doner kebabs and small pastries topped with minced meat mixed with herbs and spices... And they are yummy!! They do not need 24 hours notice. As far as I remember, the platter comes as 25 mini sandwiches, chicken for 100 AED, beef for 120 AED and pastries for 70 AED. The phone number is 04 239 3249. May be they can even deliver it for you. Cheers
11
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EW NEWBIE
Latest post on 07 February 2012 - 13:02
Any idea when they are opening? My husband will be pleased :) Hi, i just wanted to share my best doner experience in the UAE. It was all just a coincidence. I was doing my usual weekly grocery shopping in the Union Coop, Etihad Mall... it is on Al Khawaneej Rd, very close to Arabian Center.. I realized I am really hungry, and noticed the food court sign board. I decided to give it a try. Turkish Express is the name of the restaurant. They are new, but very excited and warm. I had a chat with the owner, she and her partner, as well as the two chefs working there are all Turkish. They are using fresh meat for the doner, and they are daily baking their own fresh bread. It was amazing, just like the ones I had in Istanbul. They also offer special sauces, like the ones back in the UK, so you can try a spicy version as well. They also have Lahmajoun on offer, and the owner said this week they will start serving all the kebabs, also kebab rolls... You should give a try. I am already addicted to it. Cheers
11
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EW NEWBIE
Latest post on 16 January 2011 - 11:13
you are right about CBI... and there is another one, and I am pretty sure, because of the hurry many people, just don't bother to fight with it, so the banks get away with it. <em>edited by angelica on 16/01/2011</em>
11
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EW NEWBIE
Latest post on 16 January 2011 - 11:05
Good luck to everyone who has to deal with the banks.
11
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EW NEWBIE
Latest post on 15 January 2011 - 22:34
yes it was. I am sure, and I have the schedule...
11
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EW NEWBIE
Latest post on 15 January 2011 - 22:24
who says they are cheating you? are you saying that what you wrote at the beginning is what by law they should be doing by the central bank and isnt? they defo do things differently here. as i say people believe they are getting a good deal at 3.99 or whatever,but then you should actually read the contract.small print which states it because its not normally the apr rate The one we signed was 3.99 with a loan schedule where the interest rate was distributed evenly for every month.. but, they decided to change the interest rate we agreed and the interest type... The law says, change can only be made only on the new loans, and there is a max. amount you can deduct as interest from the instalment... no matter what they say, there still is a rule!!!
11
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EW NEWBIE
Latest post on 15 January 2011 - 22:21
Thanks for the advice busybee...
11
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EW NEWBIE
Latest post on 15 January 2011 - 20:57
I will give the names of the banks tomorrow after I talk to a lawyer, but I bet, if you were to give a call to your bank now, and told them that you want to settle your loan, this is what you will get. I think it says in the contract that the bank can change the interest rate, but it does not say that it can use the instalment only for the interest first. And, more importantly the law overrules everything. If I wanted to die, and make a contract that you can kill me, does it mean the police will let you go after killing me? And I think if we know the law and the regulations, then we can at least try to get justice. I personally don't like accepting injustice, and let it go..
11
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EW NEWBIE
Latest post on 15 January 2011 - 20:50
To tell the truth, when we went to the bank. I didn't know the law, I was just using my common sense... when we bought the car, the bank said they will send us a copy of the contract, which they never did. We just had the loan schedule printed on plain paper. When we told them they can't change the interest rate, they said it is in the contract, so we asked them to show the contract, they told, it will take 10 - 15 days... then we asked them to give us a printout with the new interest rate showing how much of the instalment is going towards the interest and principal, they refused.. then when we showed the loan schedule in our hand, the manager said, how do I know you didn't print it... SO this should be a warning to all: They don't print the loan schedule on the official bank paper, and they never give a copy of the contract... so they know from day 1 that they will cheat you.
11
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EW NEWBIE
Latest post on 15 January 2011 - 20:41
Thanks.. but they were not examples... it was the ruling over interest rate... the idea is, you pay x amount of interest for the time to use the money.. in other words.. you want to borrow 100 dollar.. so the banks says, I will charge you 5 dollars for every year, so times 6.... 30 dollars... when you want to repy in half way through, the law says, the bank cant charge 30 dollar for 3 years, so they should refund my 15 dollars... but the banks are so greedy, they want to charge me 10% for every year.. That is where the trouble comes. And if it is reducing type, there is a maximum that can be taken as the interest, so they can't, by law , use all the instalment towards the interest...
11
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EW NEWBIE
Latest post on 15 January 2011 - 20:29
Thanks.. that's what I thought... they think they fool everyone and it really disturbs me... I think pretty much all the banks do the same thing.. They say they have the contract, but the fact is, law overrules the contract.. I believe at least..