Hi Ladies, I normally post on the Qatar board as I live in Doha, but always have a scan through what you guys are chatting about.
There are insurance companies in the UK who will insure you if you are not a UK resident but are living there. When I first moved to the UK 12 years ago I was there for 6 months on a BUNAC visa and then my OH and I got married and had a 1 year marriage visa and then I was granted indefinite leave to remain. So for the first 18 months I was there I was not classed as a UK resident because of my visa status and because I have an American passport. Well for my job I had to have a car, which I bought no problem, but when I called all the standard insurance companies none of them would insure me because I had a US drivers liscense (which I was allowed to drive on). So I contacted the American Citizen Services at the US embassy in London, explained my problem and there solution was to use their insurance company which at the time was called 'Forces Direct' It was fantastic insurance and there was no location weighting (and I lived in London). The insurance was so good my British husband moved all of our home and his car insurance to them and we were with them for the 9 years we lived in London and when we go back I would go straight back to them.
I can highly recommend them, they are now called Towergate Insurace. To be honest I have no idea if they will insure anyone living abroad for a car they have in the UK but it is worth the conversation. But, yes all of the standard High St insurance companies will not insure you. Friends here were able to get their house insured in the UK by telling the insurance company that they use it as a holiday home, which is the truth because they live here in Doha and spend less then a specific amount of time there every year.
HTH
Sorry but last report from DH was Ikea is behind schedule by a bit...
Edited to remove the "sensitive company info" DH tells me...
<em>edited by bml on 21/03/2012</em>