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Transferring a car loan

193

Posts

EW NEWBIE

Latest post on 02 January 2017 - 13:41

Dear all,

I have fallen in love with a car which I can't seem to find elsewhere, but the seller has a car loan and asked us to transfer the loan onto our name.

Has anyone done this before and would you trust a private seller in this instance?

Log in to post new content in the forum.

193

Posts

EW NEWBIE

Latest post on 02 January 2017 - 17:37

Thanks ladies, it makes sense. After reading your posts and thinking about it more I think I am not comfortable of proceeding with this seller. Fingers crossed that I will find the car somewhere else..?

199

Posts

EW NEWBIE

Latest post on 02 January 2017 - 15:46

I agree with Skyfall. The car cannot be registered in your name until it shows zero finance (mortgage) on the registration, so you would be taking on his/her loan while the car is still registered in their name. Sounds like a huge risk to me.

390

Posts

EW EXPLORER

Latest post on 02 January 2017 - 14:07

I would get in touch with the bank that lent him the loan and ask for a full Terms&Conditions of the Loan Agreement between the parties if that is possible though the person themselves will have to be present too as without his approval you can't gain insight. Ask for advice on car loan transfers and Purchase Agreement in this instance, how it would affect it. Personally would not transfer anybody's loan into my name, ever.

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