Best UAE Credit Card for Air Miles |

How Dubai Residents Can Maximise Their Skywards Miles and Spending Benefits

This credit card is for those who want to reap the most frequent flyer rewards and perks

Posted on

16 February 2020

Last updated on 22 February 2021

In theory, collecting Skywards Miles that you can claim for flights, shopping gift cards, and plenty of other fun perks sounds like a fantastic idea.

But after years of hopping around the world and painstakingly stacking up your frequent flyer miles, you find out that you only have enough points to redeem a flight to Armenia... Perfect.

In reality it takes a ton of air miles to trade-in a decent flight. It's an even slower process if the miles service you're signed up for has an average rewards rate in the market.

If you love travelling or you need to fly out often for work, you'd want the best possible perks, benefits, and comfort to maximise your trip and your spending rewards.

Citibank partnered with Emirates to offer a credit card that will gift Dubai residents with premium rewards while travelling and purchasing.

Each time you spend with the Emirates Citibank Ultima card, you're receiving the best possible air miles rewards in the region. Before you check out the exceptional offer, here are 4 things you should know before applying for the credit card:

1. Earn up to 2.5 Skywards Miles with a 100% metal card

The Emirates-Citibank Ultima credit card pays you 2.5 Skywards Miles for every US $1 on all spends.

Cardholders earn 1.5 Skywards Miles per US $1 spent while traveling abroad, and 1 Skywards Mile for every US $1 spent locally. Stack up those frequent flyer points and use it to book Reward upgrades and flights.

Get all of this and more with a 100% metal card.

2. Skywards silver membership

Frequent travellers will know that a fantastic start to any trip is a smooth and pleasant flight. The Citibank Ultima card gifts cardholders a complimentary Skywards Silver membership, giving you access to heaps of benefits to make your journey a relaxing one:

  • 25% bonus Skywards Miles on flights with Emirates
  • Complimentary Emirates Business Class lounge access and discounted First Class lounge access in Dubai, regardless of whether you're flying Economy, Business, or First Class
  • Priority check-in and boarding
  • Additional 12 kg baggage allowance

And so many more perks.

3. Major sign-up bonuses and perks

Bonus miles
Emirates-Citibank Ultima cardholders will enjoy plenty of sign-up benefits. The card credits a whopping 25,000 Skywards miles to your account, and each year on your account anniversary, you'll receive 10,000 bonus miles.

Unlimited access to global airport lounges
On top of the sign-up bonus, both primary and supplementary cardholders will have entry to over 1,000 airport lounges worldwide with the credit card's LoungeKey feature, giving you access to perks like complimentary, premium amenities.

Unlimited golf
In addition, Emirates-Citibank Ultima rewards you with unlimited golf on weekdays plus once a month on weekends at some of the UAE's top courses.

Turn big payments into rewards
With the Citi PayAll feature, you can pay rent, education, maintenance fees, travel packages, and events with your Emirates-Citibank Ultima credit card and earn Skyward Miles on these payments.

Special offers at UAE cinemas
Enjoy up to four 'buy-one, get one' complimentary movie tickets at VOX cinemas each month on any day of the week. You can also enjoy up to two 'buy one, get-one' complimentary movie tickets plus 20% off food and drinks at Reel cinemas.

Signup offer with VoucherSkout
Receive 150 free VoucherSkout credits when you opt for the Emirates-Citibank Ultima credit card. These credits can be used to enjoy a 50% discount on total bills at over 500 outlets in the UAE.

4. Online offer at AED 2,000

Apply online and you'll receive AED 2,000 statement credit that will be awarded upon meeting the minimum retail spend of AED 25,000 on the card within 90 days after approval.


  • Earn up to 2.5 Skywards Miles per US $1 spent
  • Skywards Silver membership
  • Gifted with over 25,000 Skywards Welcome Miles annually with your daily spending
  • Access to golf courses and movies
  • Avail 50% discounts on your total bill at over 500 local and international outlets

The Citibank Emirates Ultima card requires an annual fee and you must be at least 21 years old with a minimum salary of AED 36,750.

Find the credit card that will best suit your lifestyle, apply here for the Emirates-CitiBank Ultima card.

Sponsored by
Present in the United Arab Emirates since 1964, when the bank opened its first branch in Dubai, Citi has been known ever since for delivering excellence while consistently bringing world-class banking products and services to the local market. Citibank, the consumer banking arm of Citi, is currently a major player in the UAE's credit card market and a leading provider of Wealth Management and Consumer Credit services. Citibank's branch network in the UAE includes and a network of 60 ATMS located at various commercial centers across the UAE.