Hospital maternity packages
So I know this has been done a million times before but I have a couple of little questions. We would like to have a 3rd baby but have no maternity coverage with my insurance so I'm thinking about taking a package with the city hospital. I just wanted to find out can I pay for the antenatal package first and then closer to the birth buy the delivery package or do you need to get both at the same time? Also I have contacted Daman insurance to get a quote but they wouldn't insure just me, it was a family package, is this the norm? We are happy with our insurance and have great coverage (except maternity!) that I'm reluctant to change. I'm not pregnant at the moment so have a little time. TIA