URGENT HELP NEEDED..... | ExpatWoman.com
 

URGENT HELP NEEDED.....

14
Posts
EW NEWBIE
Latest post on 14 July 2012 - 21:56

Hi

I am looking for some maternity insurance advice as me and my DH are planning to start with a family...I have gone through a lot of links on internet and on EW but still haven't figured a single thing out as we are planning to have the baby in dubai without any family help.....

I have shorten down on ADNIC and AXA but dont know which one is better in terms of inclusion of epidural,god forbid if the baby needs NICU....and many more such queries.....I also contacted the insurance brokers, Pacific Prime,but all in vain....they are the most arrogant people I have ever met in dubai coz the one agent who got in touch wid us dint reply back the guy who's number i found on EW, called him he dint repl back......and on top of it some area manger emailed us saying that we dont provide budget insurance...whereas when my DH emailed them it was written in bold letters that MONEY IS NOT THE MATTER....

I am so frustrated as I can not find the right insurance....we desperately want to have a child ....but cannot play with the child's safety since I had an abortion before and had some medical issue being in my home country it was easy in matters of docs and money but here I need help in both the case but firstly its insurance....

Please if any one has gone through this situtation....please help me and advise me with the insurance....OR else if anyone has just taken insurance recently help me...

Sorry if i have bored any1 but i hope u understand my state....
Thank You

43
Posts
EW NEWBIE
Latest post on 15 July 2012 - 16:56
Hi Farsi No insurance provider will cover you once you are pregnant and many have a min waiting period of 9-10months. Therefore, if you want to have a baby I would get covered asp. I have used both William Russell and BUPA in the past. Both of which have comprehensive cover. If you google the company's names and state Dubai the relevant contacts should come up. They both specialise in expat medical insurance. Good luck x MallQueen - there are some places that will still cover you even if you're already pregnant but their rates will obviously be a lot higher than usual. I discovered this last year when I fell pregnant and didn't have Wow that's good Jbads, I couldnt find anyone to insure me when I fell pregnant a few years ago, and ended up paying a small fortune for the delivery. It was of course worth it :-) <em>edited by MallQueen on 15/07/2012</em>
16
Posts
EW NEWBIE
Latest post on 15 July 2012 - 16:46
Hi Farsi No insurance provider will cover you once you are pregnant and many have a min waiting period of 9-10months. Therefore, if you want to have a baby I would get covered asp. I have used both William Russell and BUPA in the past. Both of which have comprehensive cover. If you google the company's names and state Dubai the relevant contacts should come up. They both specialise in expat medical insurance. Good luck x MallQueen - there are some places that will still cover you even if you're already pregnant but their rates will obviously be a lot higher than usual. I discovered this last year when I fell pregnant and didn't have insurance! Farshi - I'm not sure if you're already pregnant or just planning at this stage but either way you could try Daman - they will cover you for all outpatient appointments (i.e. docs visits, etc) immediately and the waiting period for inpatient cover (i.e. delivery costs) is 6 months. Both you and your hubby will have to sign up together as they don't take single applicants. As far as brokers go I had a good experience with Al Nabooda who suggested another insurance provider (I think it was IMG) and their waiting period was also 6 months. Good luck!
43
Posts
EW NEWBIE
Latest post on 15 July 2012 - 16:24
Hi Farsi No insurance provider will cover you once you are pregnant and many have a min waiting period of 9-10months. Therefore, if you want to have a baby I would get covered asp. I have used both William Russell and BUPA in the past. Both of which have comprehensive cover. If you google the company's names and state Dubai the relevant contacts should come up. They both specialise in expat medical insurance. Good luck x
 
 

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