5 Benefits to Owning a Credit Card in Dubai | ExpatWoman.com

5 Benefits to Owning a Credit Card in Dubai

Having your own credit card has much more advantages than you thought

Posted on

22 November 2017

Last updated on 22 November 2017
5 Benefits to Owning a Credit Card in Dubai

Contrary to what a lot of people might believe, owning a credit card in Dubai has a number of perks over and above offering you a bit of backup security for unexpected expenses. A number of the credit cards are actually set up to help support you and your lifestyle in Dubai.
Before you completely dismiss the idea of getting a credit card in Dubai, have a look at these 5 benefits:

1. You get awesome rewards and bonuses

Many banks in Dubai offer rewards, cashback, air miles, special discounts, bonus points and much more with their credit cards. Some banks even offer free valet parking at some of Dubai’s most popular malls. Shop around to see what credit card deals different banks are offer you.

2. Airport lounge access

Having a credit card will usually give you access to airport lounges to make those extra-long lay-overs a bit more bearable. This is especially convenient if you are a frequent traveler and spend a lot of time in airports waiting for your flight.

3. You can pay school fees with your credit card

As all parents will know, school fees in Dubai are really expensive and you might not always have the cash float available to pay it all in one go. Luckily, some banks have school-fee based credit card offers that can help you set up an instalment plan to pay for your kids’ school fees.

SEE ALSO: A Guide to Choosing a Credit Card in Dubai

4. Interest-free installment plans

This is especially handy when you’ve just arrived in the country and need to furnish your new apartment in Dubai or when you suddenly need to buy something expensive. Most leading banks in Dubai offer an interest-free instalment scheme for purchases above a certain amount that can be paid off in 3-months onwards instalments. You can set-up your instalment plan by a simple phone call to the bank after making your purchase.

5. Peace of mind

Even though it still remains best to have savings for a rainy day, we all know that life doesn’t always work out that way and every now and again we get caught off-guard with unexpected expenses. And all of us have most probably experienced it at some time or another that it doesn’t just rain, but it pours. Having a credit card in Dubai will help give you some extra peace of mind knowing that if there is an emergency, you will have your credit card as a backup to pay for things.