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ewmoda

Dad is here on vacation and unwell help!!

1052

Posts

EW OLDHAND

Latest post on 14 April 2011 - 09:37

My Dad is here on vacation and has become ill, he does not have his actual insurance policy documents (forget his head) only his booklet which explains what he is entitled to, i have never had a sick visitor before but he has previous medical history and i really need to take him to see a doctor can anyone help where do i go and what do i tell them??

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319

Posts

EW EXPLORER

Latest post on 14 April 2011 - 10:45

If it isn't an emergency, ring the insurance company and get his medical number (or even a confirmation of his policy emailed to you) and check what they need for him to make a claim back. Insurance companies 'usually' have free phone international numbers that are always 24 hours. Unless it is an insurer like Bupa who cover here, my guess is that most companies will make him pay upfront and claim back anyway (given you have to do this with a number of local insurers). But you Dad is right, check exactly what he needs to do for the requirements of his insurer, otherwise the company 'could' find an reason to deny his claim, which is fine if it is a little consultation, but if he needs a hospital stay and care, it will be very expensive. It is seriously worth the quick phone call to them to get the details. Hope he is okay.

8

Posts

EW NEWBIE

Latest post on 14 April 2011 - 10:44

..this happned to my mum last year she had fluid all around her lung and we took her to American Hospital we paid for everything and she claimed it back when she got home ..my mum was 70 and i had to basically tell her what to write on the forms when she got home ..it does'nt matter that he does not have his insurance policy with him ..i actually rung them from here and they were very helpful also make sure any letters or results he gets back you photo copy and keep a set and send one to the insurance...stressful time for you ..hope all goes well x

1052

Posts

EW OLDHAND

Latest post on 14 April 2011 - 10:23

Thanks for the advice and wishes all of you :)

322

Posts

EW EXPLORER

Latest post on 14 April 2011 - 10:17

All the best for your dad egg.

1052

Posts

EW OLDHAND

Latest post on 14 April 2011 - 10:06

Yes he had a heart attack 9 years ago and is on permanent medication to keep him ticking over, he discolsed that to the insurers. Thanks for the advice i wil take him to my GP , he does not have a credit card he is almost 70 and is a live by your means kind of man i will pay it for him, and take it from there.

367

Posts

EW EXPLORER

Latest post on 14 April 2011 - 09:54

Shazam is right most policies you will have to pay, and claim back later. We maxed out a credit card a few years back when DH dislocated his shoulder in Florida in fact the cc company had to extend our credit limit to cover all the bills. Got it all back from the insurance company within a month or two.

369

Posts

EW EXPLORER

Latest post on 14 April 2011 - 09:50

I know but he is worried he does not have his policy and cant affford to pay privately, i said i would pay i didnt care but he is a stickler old world man i will take him to see my Doc , is it the usual consultation fees i.e. my fee to see doc is 400 but i only pay 10% as my insurance covers the rest? Ask them for a reduced rate, many clinics will do this if they know the patient does not have insurance.

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0

Posts

EW NEWBIE

Latest post on 14 April 2011 - 09:48

If it's related to previous medical history, I hope he told his insurance company, as he may not be covered if he didn't. Pay with his credit card if he has one and just get all the receipts make sure you also make copies and get him to claim it back when he's back home. If he has a booklet telling him what to do, it may have a number on he can phone, even without his policy number he may be able to give them enough info I.e. Name dob etc to get his policy number from them or they may even be able to email him a copy.

322

Posts

EW EXPLORER

Latest post on 14 April 2011 - 09:48

Some insurance policies for holidaymakers are pay and claim back is this the case for your dad. If not use this excuse to get him to the doc. Tell we would have to pay anyway just get him there, you are obviously very worried about him. Hope he comes round for you. With my guest I just took her to the doc filled in some form, name DOB etc, paid full consultation fee, got prescription and paid for required treatment. It was so easy I also was a bit worried but they were fine and so helpful.

1052

Posts

EW OLDHAND

Latest post on 14 April 2011 - 09:43

I know but he is worried he does not have his policy and cant affford to pay privately, i said i would pay i didnt care but he is a stickler old world man i will take him to see my Doc , is it the usual consultation fees i.e. my fee to see doc is 400 but i only pay 10% as my insurance covers the rest?

322

Posts

EW EXPLORER

Latest post on 14 April 2011 - 09:41

Just take him to your usual doctor and pay privately, then see if you can claim it back after. If it is urgent I would not be worrying about insurance policies just get him to a doc. Hope he is feeling better soon. We had a visitor who came with no insurance and she just paid privately at our local health care place.

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