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USD cheque to be cashed in Dubai?

85

Posts

EW NEWBIE

Latest post on 13 September 2015 - 01:39

Hi ladies,
My husband is having a USD cheque from his ex. employer (issued in the US) and is wondering how to cash it here!

He went to see his bank but was told they can't do anything unless you are a gold member etc?!! Does anyone know what can be done in such case in Dubai as he will be receiving same cheques every quarter.
Appreciate your advise.

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25

Posts

EW NEWBIE

Latest post on 13 September 2015 - 08:18

Does you bank offer accounts in different currencies? If so, could you open one in USD and have the money paid in by bank transfer in future or does he have to be paid by cheque? Banks in other countries accept cheques in foreign currencies, why can't it be done here?

1759

Posts

EW EXPERT

Latest post on 13 September 2015 - 05:54

No matter if he's gold or polka dot - if the cheque is drawn on US bank it must be sent back on a collection basis to the bank that it is drawn on for payment. This is done because the banks here have no way of verifying sufficient funds or the signature on the cheque. This is extremely expensive and time consuming. Do you still have a bank account in the US? Can he send it back to be deposited there and withdraw funds with a debit card? Is there someone trustworthy he can endorse this cheque over to for deposit into a US bank at home? Or, better yet, can he return it to his ex employer and request that it be re-sent as a bank draft drawn on a UAE bank (yes it can be done, it is substantially cheaper than collection and the draft can be cashed at the UAE bank it is drawn on). And then all he has to do is to have subsequent payments forwarded in the same way.

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