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EWmums

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ewmoda

Anyone paid off an HSBC car loan recently?

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940

Posts

EW GURU

Latest post on 28 January 2012 - 17:57

The same applies if you finished paying your car loan and need a debt free certificate for the RTA. I did ask HSBC branch in MCC this morning.

Sparkysair43686

40

Posts

EW NEWBIE

Latest post on 28 January 2012 - 16:58

Thanks Edna, good tip. For anyone interested, it is definitely behind the metro station just to the south of Mazaya centre. If you drive past it, turn right at the roundabout and then right again at the next one, pull in to the car park and walk through the alley next door to get to it. Opening times are 8am to 3pm. You can't pay extra to get the certificate instantly any more but you can go along and pick it up the next day. Alternatively they can courier it to you in 3 days and I think he said it costs 30AED.

edna.welthorpe36638

516

Posts

EW GURU

Latest post on 27 January 2012 - 21:59

The place by the metro station near the Mazaya Centre is actually the offices of MEFCO - HSBC's consumer finance arm. When you go there to collect your clearance letter, confirm that they've stamped it. If it's not stamped, the RTA won't accept it... DH had this problem last summer, which involved an extra trip to and from MEFCO just to get the damned thing stamped.

940

Posts

EW GURU

Latest post on 27 January 2012 - 21:36

Thanks will pass by the MCC branch and ask.

STILLadviceseek...

425

Posts

EW EXPLORER

Latest post on 27 January 2012 - 21:11

I finished paying the loan in September 2011... Do I still have to gomto the HSBC behind Mazaya center? Not sure which branch you'd have to go to, but you do need to get a clearance letter even if you've finished paying off the loan.

940

Posts

EW GURU

Latest post on 27 January 2012 - 21:08

I finished paying the loan in September 2011... Do I still have to gomto the HSBC behind Mazaya center?

Sparkysair43686

40

Posts

EW NEWBIE

Latest post on 27 January 2012 - 20:27

Thanks Jenna, good to hear I'm not senile yet! Shaks, yes basically you go along there and pay off any balance and request a certificate saying that the car is debt free. Normally you have to wait a couple of days to get the certificate but I think you can pay a few hundred dirhams to get it straight away. You then take the certificate along to the RTA when you're transferring the registration to the buyer.

940

Posts

EW GURU

Latest post on 27 January 2012 - 19:56

Do I have to do the same if I want to sell my car and finished paying the loan and need a release letter from the bank before selling the car ?

95

Posts

EW NEWBIE

Latest post on 27 January 2012 - 19:50

Yes your memory serves you correctly, basically get yourself to the Mazaya centre and the building you want is directly behind the metro station

Sparkysair43686

40

Posts

EW NEWBIE

Latest post on 27 January 2012 - 18:51

Hi ladies. I'm in the process of selling my car and need to pay off the loan to HSBC. I did the same a couple of years ago and seem to remember I have to go to one particular branch on SZR, pay it off and get a certificate. I know it was behind a metro station and I think it was near to Mazaya Centre but I'm not sure if my memory is playing tricks on me! Has anyone done the same recently or know the exact location of the branch? Thanks in advance.

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