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debenture ...

392

Posts

EW EXPLORER

Latest post on 11 April 2011 - 09:43

... can someone please explain to me what the debenture holder system is and how it relates to school fees? i cannot get my head around it and need it explained in lay-mans terms please.

TIA

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704

Posts

EW GURU

Latest post on 21 April 2011 - 15:51

Its kind of like a deposit you pay that the schools makes money off of...

392

Posts

EW EXPLORER

Latest post on 12 April 2011 - 14:45

seems like it yes, pufinlunde. we phoned the lawyer appointed as trustee for an explanation: yes, an individual can do debentures. the way the school works is that you pay X amount into the debenture system, that is kept in trust and when the kids leave the school, that X amount is returned to you - interest free of course. so, for the duration of the child's tenure at that school, you are a "shareholder" with preferential annual fees, the school scores on the interest X amount generates but all you get back when your child is done, is the X amount you deposited initially. <em>edited by dikane on 12/04/2011</em>

Puffinlunde34121

384

Posts

EW EXPLORER

Latest post on 12 April 2011 - 12:03

Isn't the debenture system a bit like owning shares in the school? That those companies that have bough stock in the school get preferential admissions for their employees? Can it be done as an individual? Or does it have to be a company that buys debentures?

392

Posts

EW EXPLORER

Latest post on 11 April 2011 - 10:12

thanks appletiser, but i'm still confused. the admission form says - and i quote - "a debenture is a once off, secured, interest free loan to secure the pupil's place in the school. X Bank is the first bondholder and debenture holders with a debenture certificate are the second bondholders." and then it carries on to say that "Mr X will ensure that all certificates made out to debenture holders be registered over the property/goods as a second bond." does that mean i have to take out a loan for school fees in order to qualify for debenture benefits (i.e. 5% off school fees)? edited by dikane on 11/04/2011 <em>edited by dikane on 12/04/2011</em>

3220

Posts

EW MASTER

Latest post on 11 April 2011 - 09:52

Certain companies give money to some schools to book guaranteed seats at the school.

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