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Delivery in Dubai: hospital bills on top of packages costs

8

Posts

EW NEWBIE

Latest post on 26 August 2015 - 11:52

Good Afternoon, Dears. Need you advice.

I'm 17 weeks already and I'm still in panic about where to deliver.
At one point I decided to go with my doctor and to deliver in Al Garhoud hospital.
They have a package for normal delivery for 12000AED and 15000AED for сesarean.
But recently I have had a chat with my ex teacher who delivered there.
She warned me to be careful as lots of stuff is not included and is to be paid from you pocket.
Her insurance covered 20000AED for delivery and additionally they were invoiced the amount of 8000AED...

Has anybody had the same experience with the packages.
Is it a regular practice here?
Please share your experience.

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10

Posts

EW NEWBIE

Latest post on 16 November 2015 - 23:05

I delivered at Latifa Hospital 3 times because I didnt want to experience the "money making tricks" all practiced by private hospitals. The entire process is very transparent in terms of costs. They're too busy to hold your hand, and you need to do your own research on sites like Mothering.com so you can ask them meaningful questions, but their staff have helped me through 3 equally challenging natural deliveries. They can also process UAE birth certificates in Arabic and English on site, so no need to hire a service like Baby Steps or go to Baraha Hospital. The next cheapest hospital for delivery in Dubai is Al Zahra Hospital in Barsha. Medcare Hospital in Al Safa is nice as long as your insurance covers most of the cost. Their drs tend to order tests which my insurance doesnt cover, and I pay exactly what I was charged at a mid-level private hospital in Texas. Hi Apricot, I delivered one of my babies in Latifa Hospital (normal delivery) but my experience was not the best. Waiting long hours for your appointment, no personalized care whatsoever!! The amount I spent was more than what I spent for my other baby I delivered at Lifeline Hospital Jebel Ali. Infact I got better personal attention. I had researched Al Zahra too but it was much more than Lifeline Hospital. Guess everyone has different experiences. ?

199

Posts

EW NEWBIE

Latest post on 09 November 2015 - 16:08

Thumbay Hospital is good. I delivered my son last August there and the package we had on CS was only AED10,500, all in. Service from nurses to doctors are all good. It's a new hospital but the doctors came from GMC Ajman and they are indeed helpful.

1987

Posts

EW EXPERT

Latest post on 14 September 2015 - 17:24

I delivered at Latifa Hospital 3 times because I didnt want to experience the "money making tricks" all practiced by private hospitals. The entire process is very transparent in terms of costs. They're too busy to hold your hand, and you need to do your own research on sites like Mothering.com so you can ask them meaningful questions, but their staff have helped me through 3 equally challenging natural deliveries. They can also process UAE birth certificates in Arabic and English on site, so no need to hire a service like Baby Steps or go to Baraha Hospital. The next cheapest hospital for delivery in Dubai is Al Zahra Hospital in Barsha. Medcare Hospital in Al Safa is nice as long as your insurance covers most of the cost. Their drs tend to order tests which my insurance doesnt cover, and I pay exactly what I was charged at a mid-level private hospital in Texas.

8

Posts

EW NEWBIE

Latest post on 01 September 2015 - 14:13

Dear Brook, Not yet, I'm planning to go there next week, let's see what I can get from them regarding the cost issue. I had an experience with this hospital when I had a miscarriage and an urgent help was required. They were more than good. They really helped me a lot. I got my room immediately, and surgery room ready for me in 15 minutes. Can I ask you to share with me anything you might get to know new about the delivery there?

20

Posts

EW NEWBIE

Latest post on 01 September 2015 - 12:17

ahhh okay... sorry to have misunderstood... with the packages it is best to check with the respective hospital as to what is covered and what isn't coz every hospital will have a different policy on their exclusions... most packages will not, for example, cover the following: - any antenatal admission prior to delivery - neo natal ICU - blood transfusions - newborn screening - epidurals - patient helper meals &amp;amp; stay - extended stay more than allocated to that type of delivery Good points by horizonmum2. To put it other way ..they will cover only what is mentioned in their package . They stick to it, quite literally. Expect to be invoiced for everything for the newborn..vaccination, peadiatrician care at the time of delivery, newborn screenings and peadiatrician checkup before you are sent home. You can find out from your hospital..for a normal delivery what things are done for newborn and how much it does add up to..to get an idea how much you need to pay out of your pocket on top of your package. If there are any complications( vacuum or forceps or any NICU stay) that's also separate, as the package is usually for a straight forward normal delivery or straight forward cesarean with a fixed number days of hospital stay. Depending on how expensive services are in your chosen hospital , have a backup cash of at least 10k at the time of delivery. You are right. I need to speak to the hospital again. I got the package description from them and now I need to check what are the regular procedures that fall out of the list. At the same time I wonder what was the experience of others. You know, just to have an idea what is average here. I am planning to deliver in the same hospital, did you find out more info? thanks

20

Posts

EW NEWBIE

Latest post on 01 September 2015 - 12:15

ahhh okay... sorry to have misunderstood... with the packages it is best to check with the respective hospital as to what is covered and what isn't coz every hospital will have a different policy on their exclusions... most packages will not, for example, cover the following: - any antenatal admission prior to delivery - neo natal ICU - blood transfusions - newborn screening - epidurals - patient helper meals &amp;amp; stay - extended stay more than allocated to that type of delivery Good points by horizonmum2. To put it other way ..they will cover only what is mentioned in their package . They stick to it, quite literally. Expect to be invoiced for everything for the newborn..vaccination, peadiatrician care at the time of delivery, newborn screenings and peadiatrician checkup before you are sent home. You can find out from your hospital..for a normal delivery what things are done for newborn and how much it does add up to..to get an idea how much you need to pay out of your pocket on top of your package. If there are any complications( vacuum or forceps or any NICU stay) that's also separate, as the package is usually for a straight forward normal delivery or straight forward cesarean with a fixed number days of hospital stay. Depending on how expensive services are in your chosen hospital , have a backup cash of at least 10k at the time of delivery. You are right. I need to speak to the hospital again. I got the package description from them and now I need to check what are the regular procedures that fall out of the list. At the same time I wonder what was the experience of others. You know, just to have an idea what is average here. I am planning to deliver in the same hospital, did you find out more info? thanks

8

Posts

EW NEWBIE

Latest post on 27 August 2015 - 12:00

ahhh okay... sorry to have misunderstood... with the packages it is best to check with the respective hospital as to what is covered and what isn't coz every hospital will have a different policy on their exclusions... most packages will not, for example, cover the following: - any antenatal admission prior to delivery - neo natal ICU - blood transfusions - newborn screening - epidurals - patient helper meals &amp; stay - extended stay more than allocated to that type of delivery Good points by horizonmum2. To put it other way ..they will cover only what is mentioned in their package . They stick to it, quite literally. Expect to be invoiced for everything for the newborn..vaccination, peadiatrician care at the time of delivery, newborn screenings and peadiatrician checkup before you are sent home. You can find out from your hospital..for a normal delivery what things are done for newborn and how much it does add up to..to get an idea how much you need to pay out of your pocket on top of your package. If there are any complications( vacuum or forceps or any NICU stay) that's also separate, as the package is usually for a straight forward normal delivery or straight forward cesarean with a fixed number days of hospital stay. Depending on how expensive services are in your chosen hospital , have a backup cash of at least 10k at the time of delivery. You are right. I need to speak to the hospital again. I got the package description from them and now I need to check what are the regular procedures that fall out of the list. At the same time I wonder what was the experience of others. You know, just to have an idea what is average here.

7

Posts

EW NEWBIE

Latest post on 27 August 2015 - 09:28

it's better to check with your insurance , the best way you do is that so you will be relaxed .

518

Posts

EW GURU

Latest post on 26 August 2015 - 17:06

ahhh okay... sorry to have misunderstood... with the packages it is best to check with the respective hospital as to what is covered and what isn't coz every hospital will have a different policy on their exclusions... most packages will not, for example, cover the following: - any antenatal admission prior to delivery - neo natal ICU - blood transfusions - newborn screening - epidurals - patient helper meals & stay - extended stay more than allocated to that type of delivery Good points by horizonmum2. To put it other way ..they will cover only what is mentioned in their package . They stick to it, quite literally. Expect to be invoiced for everything for the newborn..vaccination, peadiatrician care at the time of delivery, newborn screenings and peadiatrician checkup before you are sent home. You can find out from your hospital..for a normal delivery what things are done for newborn and how much it does add up to..to get an idea how much you need to pay out of your pocket on top of your package. If there are any complications( vacuum or forceps or any NICU stay) that's also separate, as the package is usually for a straight forward normal delivery or straight forward cesarean with a fixed number days of hospital stay. Depending on how expensive services are in your chosen hospital , have a backup cash of at least 10k at the time of delivery.

1257

Posts

EW OLDHAND

Latest post on 26 August 2015 - 14:55

ahhh okay... sorry to have misunderstood... with the packages it is best to check with the respective hospital as to what is covered and what isn't coz every hospital will have a different policy on their exclusions... most packages will not, for example, cover the following: - any antenatal admission prior to delivery - neo natal ICU - blood transfusions - newborn screening - epidurals - patient helper meals & stay - extended stay more than allocated to that type of delivery

8

Posts

EW NEWBIE

Latest post on 26 August 2015 - 14:02

Dear HorizonMum2, I understand there could be some "tricks" by insurance companies but my question is not about that. Let's say I do not have maternity cover at all. So when I buy a package covering normal delivery (no complications) I cannot expect the final bill to be doubled (having had no issues or extra stays).

1257

Posts

EW OLDHAND

Latest post on 26 August 2015 - 13:06

actually a lot of it is subject to your insurance provider... some insurance companies cover many extras and some don't... for example, if you were to take any pain relief medication like epidural it would not be covered and that's usually around 2000... similarly, some cover basic number of days of stay (for normal it is often only 24hrs and if you walk into the hospital to be admitted before midnight then the day would start from the time of admittance)... whereas other insurance providers will cover your entire stay as long as the doctor deems it necessary... best to check with your insurance provider what is included and what isnt...

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