Elective c-section | ExpatWoman.com
 

Elective c-section

24
Posts
EW NEWBIE
Latest post on 26 February 2012 - 14:38

Hi ladies. I am due my second child in June (first delivery was in UK). I had a very traumatic delivery first time round which resulted in my having an emergency c-section. I know I can elect to have a c-section this time round but there is no medical reason for me to do so. Does health insurance cover c-sections if not medically require? I am with BUPA but am still waiting on my policy details to come through so can't check. Anyone had experience of this. Thanks.

574
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EW GURU
Latest post on 26 February 2012 - 16:46
Can only reinforce what Kiwi says. I had previous surgery in my uterus and my usual doctor talked to me about VB versus 'elective' CS but when I was admitted with early contractions, the doctor on duty would not even consider VB as the risk of uterus rapture during contractions was too high and very swiftly organised a team in the operation theatre for a CS. Is your doctor aware of your full history? If he insists on 'elective' CS you may want to talk to a different doctor, as it does seem to vary from one to another.
24
Posts
EW NEWBIE
Latest post on 26 February 2012 - 16:34
Thanks ladies. Will check with my doc what he terms this as and ask advice.
228
Posts
EW NEWBIE
Latest post on 26 February 2012 - 15:46
yup, according to my doc, if you have had one c-section already and opt for another one the second time round then this is counted as 'repeat section' not 'elective'. The best way to find out about your insurance is to ask them as it all depend son your package and the fine print.. I know personally my insurance doesn't cover electives...
2782
Posts
EW EXPERT
Latest post on 26 February 2012 - 14:50
I'm not sure but I suspect it wouldn't be very difficult to convince your OBGYN to suggest a reason (big baby, small baby, mother in distress etc etc that might satisfy the insurance company) The fact that your first delivery went badly, even the fact that you had a previous c-section are actually enough for your Dr to suggest another one (some Drs are very anti VBAC) so I doubt it will be a problem.
 
 

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