chip n pin credit cards in UK | ExpatWoman.com
 

chip n pin credit cards in UK

179
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EW NEWBIE
Latest post on 30 July 2011 - 22:27

I have a credit card from HSBC here in Dubai. Last year when I was on holiday in UK I noticed that more and more shops are using chip n pin credit cards and on several occasions they had to retrieve their old fashioned swipe machine from under the counter to take my payment! Well a year on and I'm going back to UK again next week and am worried that my UAE c card will be totally defunct.
Anyone been to UK recently and been able to use their cc without problems?

179
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EW NEWBIE
Latest post on 31 July 2011 - 22:29
Its worth remembering UAE credit cards don’t have payment protection, if you lose your card and someone uses it, you foot the bill. Hmmmm....
127
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EW NEWBIE
Latest post on 31 July 2011 - 22:29
Its unbelievable in this day and age that the UAE don’t have chip and pin !!!
127
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EW NEWBIE
Latest post on 31 July 2011 - 22:27
Its worth remembering UAE credit cards don’t have payment protection, if you lose your card and someone uses it, you foot the bill.
374
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EW EXPLORER
Latest post on 31 July 2011 - 22:26
It's touch and go using HSBC CC from the UAE in the UK, many supermarkets just will not accept them as they have no way but pin and chip.
179
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EW NEWBIE
Latest post on 31 July 2011 - 21:02
On the bright side, might curb my spending!! Every cloud.....
2725
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EW EXPERT
Latest post on 31 July 2011 - 21:02
I never use my Dubai cards back in the UK, I just make sure I transfer plenty of cash before I leave. Also Ive found recently our cards here have been stopped for no reason, so frustrating.
179
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EW NEWBIE
Latest post on 31 July 2011 - 21:00
I don't suppose I can get HSBC to issue me a new, state of the art, credit card before I go on holiday, can I? Why do I think that is just gonna be waaay too complicated!!
714
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EW GURU
Latest post on 31 July 2011 - 20:51
Really seems to depend where you are. I lost my UK AMEX card just before I went back to the UK last time, and hence they gave me a temporary replacement without a chip and pin. I used it everywhere I went (around London, Bicester and Hampshire) and noone had a problem with me signing instead.
159
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EW NEWBIE
Latest post on 31 July 2011 - 20:43
yep, we have had ours refused at Currys in the UK. It was Citibank card though but still no chip and pin on it.
516
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EW GURU
Latest post on 31 July 2011 - 17:57
If there's no chip technology embedded in the card, then the Chip'n'Pin reader can't ask for it. ;) Although retailers do have the right to refuse to accept card payment if it's not a C&P card. Not many do, but lcfcfem has the example of Sports Direct, and there's at least one UK car rental company that states in its website T&Cs that payment has to be made via a C&P card.
179
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EW NEWBIE
Latest post on 31 July 2011 - 14:14
Thank you that is reassurring DM x
80
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EW NEWBIE
Latest post on 31 July 2011 - 12:19
In the UK at the moment using my non chipped card all over the place, just have to explain sometimes that it needs to be swiped. Have been asked for ID once and UAE driving licence is sufficient.
1257
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EW OLDHAND
Latest post on 31 July 2011 - 08:15
But most (all?) HSBC credit cards issued in the UAE don't have a chip, therefore no PIN required. We just tell the cashier that it' not C&P as we hand over the card and we get a slip to sign instad of putting in a PIN. Exactly. If there's no chip technology embedded in the card, then the Chip'n'Pin reader can't ask for it. ;)
230
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EW NEWBIE
Latest post on 31 July 2011 - 08:13
I always tell the cashier before hand that it is not chip and pin and normally do not have a problem. However, at Easter, I did have Sports Direct state that they could not take my card at all as it was their policy that NO chip and pin NO card allowed, and as I did not have cash, I could not purchase my goods. Now I always make sure I have enough cash for the 'just in case' scenario.
5499
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EW MASTER
Latest post on 31 July 2011 - 07:43
But most (all?) HSBC credit cards issued in the UAE don't have a chip, therefore no PIN required. We just tell the cashier that it' not C&P as we hand over the card and we get a slip to sign instad of putting in a PIN.
3901
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EW MASTER
Latest post on 30 July 2011 - 23:21
It has chip n pin technology for debit cards - i rarely have to sign, it's mostly PIN number...
1257
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EW OLDHAND
Latest post on 30 July 2011 - 23:12
I had a similar issue in Australia earlier this year -- it's all chip'n'pin there as well -- but even most of their modern C&P machines had an option/button that could be chosen so a signature could be given rather than the PIN. Failing that, some other shops I used just waited after all the info [bar the PIN'> was keyed in and eventually [well after about 10-20 seconds'> out spat a docket for a signature. I just explained that I didn't have a chip in my CC and it was dealt with; UAE isn't the only country in the world without the C&P technology. :)
 
 

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