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EWmums

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ewmoda

Life Insurance recommendations?

407

Posts

EW EXPLORER

Latest post on 19 July 2011 - 16:25

I barely have any life insurance and need to do this ASAP.

Currently ENBD has given me a quote for Zurich - Futura.

Any comments? Zurich has some other life policies any comments on those?

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6

Posts

EW NEWBIE

Latest post on 30 July 2011 - 16:33

I've just moved out here and Scottish Widows were quite happy to maintain my cover while I'm here up to 5 years. I still have an address in the UK where they are happy to send the statements etc.

542

Posts

EW GURU

Latest post on 30 July 2011 - 15:44

@MP. Life insurance is not necessarily connected to residence. Some life insurance companies will allow you to keep paying your premiums even when you move abroad. It depends on the company T & Cs.Life insurance is regulated in the UK so using a broker/financial adviser in the UK may make more sense. at first Depending on how long the OP has, it could be easier to arrange a policy in the UK. That said, if there are pre-existing conditions, age issues, or the insurer requires theapplicant to go for a medical, it could take weeks to have a policy approved. If the OP is short on time, she can sort a life insurance policy with a reputable broker/financial adviser in Dubai. I stress the word reputable as there is light regulation in Dubai compared to the UK for eg.

20

Posts

EW NEWBIE

Latest post on 30 July 2011 - 13:57

Hi Blueberrypie - I think I'm correct in saying that one can only get life insurance where one is resident. If you are resident in the UK at the moment, it is definitely cheaper and better than doing it here. I can give you the contact info for someone who helped us if you want, so you can get the facts. <em>edited by MerlePhil on 30/07/2011</em>

20

Posts

EW NEWBIE

Latest post on 30 July 2011 - 13:57

Hi Blueberrypie - I think I'm correct in saying that one can only get life insurance where one is resident. If you are resident in the UK at the moment, it is definitely cheaper and better than doing it here. I can give you the contact info if you want, so you can get the facts.

3

Posts

EW NEWBIE

Latest post on 30 July 2011 - 10:44

i want to contact Bill mentioned below to get my husband sorted out for life insurance when he arrives in Dubai. He will be way too busy to do it himself and we don't arrive for a month or so after him. Has anyone got his email address or full name and company name? thanks..

15

Posts

EW NEWBIE

Latest post on 20 July 2011 - 00:00

Speak to an expert on these things,I have seen many not understand fully what they are signing up for. I use a Scottish guy who is the most experienced in the market and we have all been happy with his service,manner and results.he has a Brit pa who is great and so warm 050 141 3176

33

Posts

EW NEWBIE

Latest post on 19 July 2011 - 23:45

Futura is a Whole of life Insurance Product offered by Zurich. They also offer a Term Insurance Product, the price and benefits of these products vary greatly. You first need to determine what type of Insurance and the amount of cover you require before you decide on which Insurer to use. There are many different Insurance companies available to you in the UAE. If you are going through a broker, please ensure that you are comfortable dealing with them as they will be your point of contact. If you would like more info let me know, as I am also a broker and I have helped many others on this forum previously. <em>edited by sallyk on 19/07/2011</em>

407

Posts

EW EXPLORER

Latest post on 19 July 2011 - 17:56

Anybody else with Zurich issues? I do understand it depends on individual requirments etc, still any direction would help. Anyone having experience with ENBD as brokers?

1280

Posts

EW OLDHAND

Latest post on 19 July 2011 - 17:02

Spoke to my mate, she organised it all through Neil at Prosperity, his number is 04 454 2530, I might be giving him a call later too! Thanks for the thought!

1280

Posts

EW OLDHAND

Latest post on 19 July 2011 - 16:49

Please do not use Zurich, they are useless, worst administrators in the world, I have had so much trouble with them. Try Friends Provident, that is who friends use and it seemed quite seamless.

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