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Moving to Geneva

37

Posts

EW NEWBIE

Latest post on 18 August 2011 - 10:18

I am moving to Geneva at the end of this year and having only been there en route to a ski resorts i'm not too sure what to expect. Has anybody lived there or perhaps on the French side?

any advice would be fab!

Thanks!

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1575

Posts

EW EXPERT

Latest post on 14 September 2011 - 09:59

Hi simpleasabc! Ah ok so it looks like buying a place in Switzerland is out. I think we were more keen to buy in France anyway. Well i say we i mean OH really... He hasn't been given a start date yet but it's looking likely to be October... but we won't physically move until the new year as I want to wait for my bonus at work. I think the reccy trip will most likely be in the new year, beginning of Jan. My OH is so unorganised though... there is me planning everything, dog, house, learning language and he's just relaxed about the whole lot. On the plus side I have just discovered my best friend is moving from the UK to Zurich in September so thats going to be fun. I'd love to know about the French mortgage system... does anybody have any clue how it works? Thanks again for your help! :) The rules have changed since SimpsABC bought her house and you can live in France and work in Switzerland without much hassle. The issue that you will face unfortunately is that your OH's employment will be based in Lausanne ( Canton de Vaud) and there are no bilateral agreements between Vaud and France. This will mean huge adminstrative burdens and much higher taxes. I would very much encourage you to rent an appartment or house in the Lausanne area or even as far as Blonay, Vevey etc where it's a bit cheaper

37

Posts

EW NEWBIE

Latest post on 22 August 2011 - 17:07

Hi simpleasabc! Ah ok so it looks like buying a place in Switzerland is out. I think we were more keen to buy in France anyway. Well i say we i mean OH really... He hasn't been given a start date yet but it's looking likely to be October... but we won't physically move until the new year as I want to wait for my bonus at work. I think the reccy trip will most likely be in the new year, beginning of Jan. My OH is so unorganised though... there is me planning everything, dog, house, learning language and he's just relaxed about the whole lot. On the plus side I have just discovered my best friend is moving from the UK to Zurich in September so thats going to be fun. I'd love to know about the French mortgage system... does anybody have any clue how it works? Thanks again for your help! :)

5400

Posts

EW MASTER

Latest post on 22 August 2011 - 16:32

Jane, some random thoughts :) I shouldn't think there would be any more problem bringing a dog into Switzerland/France than into England. We are anticipating taking our dog back when we leave, and apart from expecting it to be hugely expensive and upsetting for our dog, there won't be any problems in having her with us. Of course, we own our home so allow ourselves to keep a pet, I'm not sure about the general rule there, but there seem to be plenty of dogs around. It is very unusual for people to buy in Switzerland, mortgages tend to last for 100 years and be passed on from parent to child as an inheritance. Most people rent, and stay in the same place for years and years, hence the difficulty in finding nice apartments to let in Geneva. As a foreigner (and possibly even if you're a Swiss national), you are not allowed to buy as an investment (I mean doing a place up for a quick sale and move to somewhere else in the same area), you can only sell without incurring huge taxes if you have owned a property for 10 years or if you leave the country for good. It's not easy to get a mortgage without at least a 20% deposit (we were only able to buy because of fortuitous circumstances, including a golden handshake in the right amount). If you do buy in the Geneva area, there are generous local government subsidies for installing solar heating :) I can't speak to buying in the French frontier area at all, but I think it's supposed to be much easier there. It is my understanding that you are far more likely to be able to find a job where you don't need French in Geneva than in Lausanne, but Swiss Sandy probably knows better than I do :) When are you going to have a nose around? <em>edited by simpleasabc on 22/08/2011</em>

19

Posts

EW NEWBIE

Latest post on 22 August 2011 - 16:09

Hi tartiflette, We are moving to geneva beginning of sep after 7 years in dubai. We went there beginning of august to find a house to rent, but no luck. What kind of farm are u renting? Layool

37

Posts

EW NEWBIE

Latest post on 22 August 2011 - 10:03

Bonjour! Ladies thank you so much for all your answers. Amazing help. Sorry i've been offline for a couple of days. I think it may be best for us to get our selves over there first and have a good look around all of the different areas. What we will most likely do first is rent an apartment whilst we look for a property to buy. OH is really keen on buying an old place and renovating it. I must admit i wasn't too keen when he said "we may have to live in a caravan for a bit whilst the work is being done"!!! :-O In terms of renting a couple of you have mentioned that it's a bit of a headache. Is the rental market in Geneva really bad? I have had a look online and it seems that places in Geneva are really expensive and quite shabby? we would be happy renting outside of geneva just to get ourselves settled whilst we looked for a place to buy. Any suggestions on rentals? Tartiflette can you give me your email address so i can drop you a mail? i'd love to see your place that you have for rent. Also does anyone know the situation on mortgages? is it like the UK where you have to be in a job for a certain amount of time? I'm surprised to hear that i won't need French as much as i thought. I've been a PA for about 13 years now so have good experience but i thought my lack of language would let me down. One last question! we have a dog who we are taking with us. Does anybody know if it is a pain to relocate dogs to Geneva? another option i thought of was to send him back to the UK to say with the grandparents and then drive him across when we are settled in a place. So much to think about... i may be asking alot of questions! Thanks again ladies, your help is fab jane :-D

1097

Posts

EW OLDHAND

Latest post on 18 August 2011 - 22:54

ps. Just to forewarn you, Geneva has the worst housing shortage, it is almost impossible to find decent rental property.

1097

Posts

EW OLDHAND

Latest post on 18 August 2011 - 22:48

There is now a bi-lateral agreement between the EU and Switzerland, so I believe that as an EU citizen you can now work in Switzerland, there should be not be any more restrictions, but I don't know if that is actually implemented or not. As Swiss Sandy says, commuting to Lausanne from Annecy or Evian would be difficult. There are other French towns on the Lausanne side of the lake, Divonne les Bains (property quite expensive, but still cheaper than Switzerland), is a good option, and it is very close to the Coppet Motorway exit for easy access to Lausanne and Geneva. Less expensive places on the French side close to Lausanne and Geneva, would be Ferney and Echenevex, Thoiry. The La Cote area of the lake is quite expensive, but there are some lovely villages above places like Morges, which would not be as expensive as areas such as Nyon, Rolle etc. There are so many International organisations and multinational companies in the area, that you could find work without speaking French, obviously having French would be an advantage. I LOVE Geneva, would live there in a heartbeat again. IF your OH is going to a Swiss Franc package he will be laughing all the way to the bank !!!

350

Posts

EW EXPLORER

Latest post on 18 August 2011 - 22:15

Hi Jane, I'm from Lausanne so if you have questions about the area I can probably help. DH is British so I dealt with the paperwork when we moved to Switzerland. I'm not sure exactly how it'll work for you since you are not married but seeing the amount of expats living in Canton de Vaud I'm sure there is a simple solution :) If you live in France your OH will have a different permit as he'll be considered a "frontalier" Lots of people commute on the boat from Evian or Thonon in France which operate year round. The main problem with that is if he or you work late the boats are not that regular in the evening and also I thinK the airport is quite a drive from Evian. Not sure also how good the boats are when the weather is really bad. Lausanne also has a good expat community even if not as big as Geneva. DH just said to me that you will get by without French. He spent 3 years in Switzerland and barely learnt any. Everytime he tried people replied to him in English. Let me know if I can be anymore help.

5400

Posts

EW MASTER

Latest post on 18 August 2011 - 18:10

Hi, Tartiflette, welcome back:) Jane, a compromise between Geneva and Lausanne might be Nyon, which is in the canton of Vaud, on the lake, pretty town, very active ex-pat community. Not too far to the airport or to Lausanne, in the other direction, for your OH.

5400

Posts

EW MASTER

Latest post on 18 August 2011 - 17:54

Oh, Lausanne, that's about 45 mins away from Geneva by car, different world :) Different canton, certainly :) Annecy certainly not the place to live if you have to commute daily to Lausanne. Evian, I think there's a boat you can take across to Lausanne but possibly only in summer, otherwise you have to travel all the way round the lac Leman (or Lake of Geneva depending where you are) to get to Lausanne. I love Annecy, it's really pretty, it's got some lovely canals and a pretty medieval town centre and the lake is nice, too, also near mountains for ski-ing. V popular holiday destination for the French, crowded with visitors, particularly at this time of year. Walking, rock-climbing, pot-holing, cycling, riding are the first outdoorsy things which come to mind for week-end activities. There's a big yacht race annually on the lake (Bol d'Or) and people do swim and scuba-dive there too. You know about the winter sports, obviously :)

357

Posts

EW EXPLORER

Latest post on 18 August 2011 - 17:54

Hi again- our messages crossed paths! Lausanne is in the canton of Vaud so they may have different rules; best to check with your OH's company. Annecy or Evian would not be convenient places to live. If you aren't restricted to the canton of Vaud, you may want to consider living in/near Geneva, which is larger with more expats, and have OH commute (trains to/from Lausanne are frequent, and airport trips will be much shorter). Hope this helps!

357

Posts

EW EXPLORER

Latest post on 18 August 2011 - 17:45

Bonjour! As Simple correctly recalled, I have been in Geneva and just got back yesterday. Currently on my phone so will keep it short, but for now: 1. With an EU passport you can live in France and work in Geneva; if you don't, you must live in the canton of Geneva. 2. Evian and Annecy are not painless commutes; Annecy easier due to new highway but not a short hop. 3. You can manage without French on arrival, but much more so in Geneva itself than in France. 4. My restored farmhouse with new in-ground pool and jacuzzi with panoramic view of the Alps is for rent... It's on the French side, just 10 km from the border. I can send you some photos if interested... All the best Tartiflette

37

Posts

EW NEWBIE

Latest post on 18 August 2011 - 17:38

Thanks for this. OH is actually based in Lausanne not Geneva, sorry what was i thinking?! but he will travel the region alot so to be honest he will travel to geneva airport probably more than the office. Is Annecy nice? i'm sure we drove through it and it seemd a bit dull? maybe it was somewhere else. No worries if the info is out of date, i'm sure my OH was talking about something similar so it must be even a bit true! is there ltos to do at the weekend in this area? outdoorsy things?

5400

Posts

EW MASTER

Latest post on 18 August 2011 - 17:17

Jane, I'm really not sure at all about the house in France thing, the more I think about it, the more I think the rules may have changed with the Schengen Agreement, so you probably could buy and live there if you wanted. You'll need to get better advice than mine on this, I'm afraid :) What I would say is that both Evian and Annecy (my favourite place in the area) are quite a drive away from central Geneva, and the drive can be a pain if it snows, so if you're used to a short, easy commute - forget about it ;)

37

Posts

EW NEWBIE

Latest post on 18 August 2011 - 17:04

Thanks simpleasabc... your help is brill. We will definitely look into the house thing. I am learning French here first just t o get me going as we don't move until December and i want a bit of a head start. I am going to have lessons at Eton

704

Posts

EW GURU

Latest post on 18 August 2011 - 14:01

Are you going to take French lessons here or in Geneva?

5400

Posts

EW MASTER

Latest post on 18 August 2011 - 12:00

Wait till you get there before you decide where to buy: I don't know if the rules have changed, but I know that in the past, as a foreigner, you are obliged to live in the canton where you work, so as to pay taxes there. I'm not sure if you're allowed to do the "travel in and out" bit, I could be wrong if the rules have changed since we bought our house 10 years ago. We are now Swiss nationals, so that doesn't apply to us anyway. But I've a v strong feeling you're going to have to pay taxes in Geneva for at least 5 years before you have the right to live across the border legally. I could be completely wrong, though. You can always buy a week-end home in Annecy, I suppose. Your husband's HR (or whatever Personnel is called nowadays) peeps will know all this, anyway. You will get a residence B permit, probably, if you arrive with your other half, who will get a C permit, which allows him to work. As far as I can recall, when I first arrived, my permit only allowed me to "vivre aupres de son epoux sans travail" (live with her spouse, not working). As to learning French and getting a job in Geneva, if you want to work for a local company, you will likely need to speak fluent German as well as French and English and possibly have Italian as well. I would suggest that there are a few multi-national companies in Geneva where you should be able to find something and where communication is all in English, no French required, possibly a better route for you. P&G springs to mind. Disclaimer: I can only speak from my own experience, in that I was married to someone who had a work permit already, and it was all arranged by his office.

262

Posts

EW NEWBIE

Latest post on 18 August 2011 - 11:49

Oh ladies!!!!!! I think i'm going to self combust with excitement!!!!! Sorry my initial post was short i was trying to escape the boss! We are looking to buy a house in Annecy or Evian? my OH is more up on the whole house thing. I'm just doing the fun stuff like listening about chocolate shops and ski resorts. ;-) I have heard it's super expensive and i know just from going to swiss ski resorts how much the prices vary. But i'm still super excited. Tell me... one thing i am not clear on... is it possible for a brit to reside in Switzerland without a visa/job do you know? Myself and my OH are not married and i won't have a job when we move. He is sure that his company will sort all the paperwork out but i can't help feeling a bit worried. I think initially we will rent in Geneva and eventually buy somewhere on the French side and travel in and out. In terms of work... how essential is it that i speak French? I start French lessons on 7th Sep and my French is very limited. I work in a support role at the moment but im happy for a career change. I'm thinking it may be tough for me to get work with a good knowledge of French thanks for your replies ladies! very helpful! :-D Hi Jane30! If you live in the French side, no need for any visa, you are European, as for Switzerland I am not sure. Its always helpful to speak French, but I think the best way to improve it is once you are there. So French lessons is a good start!

37

Posts

EW NEWBIE

Latest post on 18 August 2011 - 11:36

Oh ladies!!!!!! I think i'm going to self combust with excitement!!!!! Sorry my initial post was short i was trying to escape the boss! We are looking to buy a house in Annecy or Evian? my OH is more up on the whole house thing. I'm just doing the fun stuff like listening about chocolate shops and ski resorts. ;-) I have heard it's super expensive and i know just from going to swiss ski resorts how much the prices vary. But i'm still super excited. Tell me... one thing i am not clear on... is it possible for a brit to reside in Switzerland without a visa/job do you know? Myself and my OH are not married and i won't have a job when we move. He is sure that his company will sort all the paperwork out but i can't help feeling a bit worried. I think initially we will rent in Geneva and eventually buy somewhere on the French side and travel in and out. In terms of work... how essential is it that i speak French? I start French lessons on 7th Sep and my French is very limited. I work in a support role at the moment but im happy for a career change. I'm thinking it may be tough for me to get work with a good knowledge of French thanks for your replies ladies! very helpful! :-D

5400

Posts

EW MASTER

Latest post on 18 August 2011 - 11:11

I remember the excellent restaurant at the Auberge des Chasseurs in Echnevex! Jane, I have just remembered something I was told when I first moved to Geneva, which I thought was odd at the time, but understand better now: "Geneva's a great place to get away from!" It is so central that you can take a week-end break almost anywhere in Europe, you can drive to Provence, Venice, Austria, Germany.. And of course, ski-ing is only three-quarters of an hour away :)

262

Posts

EW NEWBIE

Latest post on 18 August 2011 - 11:07

Hi, Jane, I'm a Londoner who lived in Geneva for 20 years before coming here. That, and the fact I clearly suffer from SAD, may explain why I much prefer here to Geneva. Here's an old thread I found which you may find helpful, otherwise, if there's anything more specific you want to know, I'm your woman, just ask, either on here or via email! Tartiflette has also moved from the Geneva area, but I think she's there at the moment and anyhow, I haven't seen her on EW for a while. http://www.expatwoman.com/forum/messages.aspx?TopicID=146325 Good luck with the move! Oh, Pepito, unfortunately, to the best of my knowledge, there is very little difference in cost of living over the border in "France voisine". French people travel from Annecy and beyond every day to Geneva because salaries are so much higher in Geneva than in France. Whereabouts does your friend live? Hi Simpleasabc, My friend lives in Echenevex, she works in Geneva, and crosses the border everyday. In fact, salaries are twice as higher as in France aparently! And yes you are right, that part of France is quite expensive too.

5400

Posts

EW MASTER

Latest post on 18 August 2011 - 11:01

Hi, Jane, I'm a Londoner who lived in Geneva for 20 years before coming here. That, and the fact I clearly suffer from SAD, may explain why I much prefer here to Geneva. Here's an old thread I found which you may find helpful, otherwise, if there's anything more specific you want to know, I'm your woman, just ask, either on here or via email! Tartiflette has also moved from the Geneva area, but I think she's there at the moment and anyhow, I haven't seen her on EW for a while. http://www.expatwoman.com/forum/messages.aspx?TopicID=146325 Good luck with the move! Oh, Pepito, unfortunately, to the best of my knowledge, there is very little difference in cost of living over the border in "France voisine". French people travel from Annecy and beyond every day to Geneva because salaries are so much higher in Geneva than in France. Whereabouts does your friend live?

262

Posts

EW NEWBIE

Latest post on 18 August 2011 - 10:33

I have not lived there but visited a friend who lives in the French where It has a really nice feeling, very relaxing, great outdoors, beautiful scenery. Geneva itself is really nice, with its lake, and has the finest and most famous chocolatiers shops ;) However, Geneva is one of the most expensive cities in the world, according to an article I have read yesterday. You are probably better off leaving in the French side, I think its cheaper! I dont have more accurate info, but HTH

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